Benefits under worker’s compensation can include rehab expenses, medical care, and disability insurance that’s meant to compensate for lost income. If you have become ill or have been hurt on the job, you may already know that you can get some of these benefits through Workers Compensation Troy OH. In this article, we will look at each kind of benefit, explaining it and its eligibility requirements.
Medical Care
The medical assistance available through worker’s compensation includes medical and hospital expenses necessary to identify and treat illnesses and injuries. Details vary by state, but in most cases, doctor visits, surgeries and medicines are covered. If you need a special vehicle or medical equipment to recover from your injury, worker’s comp will probably cover the cost.
In limited circumstances, worker’s compensation covers services such as pain therapy, counseling and acupuncture. Only accepted medical practices are covered; if you want to use an investigative type of therapy, you may have trouble getting coverage without the help of a worker’s compensation attorney.
Rehab
Rehab benefits under Workers Compensation Troy OH pay for therapeutic and medical care required to help you recover from your illness or injury. This benefit also covers the training and care required for you to regain the ability and skill needed to go back to work. If your injuries keep you from going back to your job, rehab benefits can pay for retraining and school tuition needed to help you become qualified for a different position.
Disability Benefits
The purpose of disability benefits is to repay you for wages lost when you cannot work due to an injury or illness. There are four categories of disability: temporary total, temporary partial, permanent total and permanent partial. If your illness or injury puts you in one of these categories, you should receive some type of disability benefits.
The amount you’ll get is based upon your earnings before your injury, and is usually about 2/3 of your wages. These benefits aren’t taxable, but you will usually have to wait at least a week before collecting. Shipman Dixon & Livingston Co. L.P.A can tell you more about your state’s laws, and they can help you get the payments you’ll need to get back on your feet.
