In Mississippi, worker’s compensation insurance is required by federal law and provides medical coverage and monetary benefits for injured workers. Any employer who hires more than one worker must comply with the insurance law. A workers compensation lawyer in Oxford MS helps injured workers who were denied benefits.
How was the Original Claim Filed?
The human resources manager handled the original claim. Attorneys review the entire claim from start to finish. How the human resources manager handled the claim could affect whether it was approved or denied. Missed deadlines could lead to a denial and prevent injured workers from acquiring medical or monetary benefits through worker’s compensation.
Did the Worker Violate Any Company Policies?
A common issue with worker’s compensation claims is a violation of company policies. Workers who violate a drug or alcohol screening forfeit their rights to worker’s compensation. Other violations include improper footwear, work clothing, and failing to follow safety protocol. If a worker violated company policies, the claims adjuster could deny the claim.
Can the Worker Perform Light-Duty Work?
Any injured worker that is capable of performing light-duty work won’t receive monetary benefits if the employer has light-duty work for them to complete. However, if the alternative work isn’t available, the worker receives the monetary benefits. If they are denied the benefits, the worker might have a viable case against their employer.
The Total Amount of Monetary Benefits
The total amount of monetary benefits is based on a percentage of the worker’s wages. Typically, the worker receives around 80% of their income when they are on leave. The full recovery time determines how long the worker should receive the benefits. When starting a case, the worker must calculate the full amount for which they are entitled.
In Mississippi, worker’s compensation insurance offers assistance for injured workers. The coverage pays for any medical treatment needed for on-the-job injuries. However, a violation of company policies presents issues for workers who were injured on the job. Claims adjusters evaluate the injury report and determine if the worker is entitled to benefits. Workers who need legal assistance contact a workers compensation lawyer in Oxford MS through Business Name.