If you get involved in a car accident and it puts you in the hospital, Personal Injury Protection, or PIP coverage, helps you pay off your bills. Here’s how that works:
*Medical expenses
Some car accidents result in minor and major injuries. If you end up with the latter, though and require hospitalization and treatment, then those costs are covered with your PIP coverage. In some cases, extensive injuries could lead to intensive rehabilitation or life-long disability and those are covered as well. However, you need to make sure you file within the given window. Check local laws and regulations to make sure you know what conditions and terms apply to you.
*Lost wages
Injuries mean you’re hardly in a fit position to work. And if you can’t work, then you lose your earnings. This insurance coverage ensures you’re compensated for that loss. That’s good news for you and your family. With you recovering in the hospital, money can be tight and every little thing that helps take care of the bills counts.
*Loss of life
If the accident results in your death, then your family receives compensation for that as well. It won’t make up for the loss of a life—nothing can—but it can provide your family with much-needed financial assistance. With funeral costs covered, your family can enjoy a measure of financial freedom and leeway, one that can help them move on from the experience that much faster.
Want to know more about PIP coverage? Ask a PIP lawyer for help. A professional legal counsel can provide invaluable guidance, tips and advice to help you maneuver through every step of the process. With a lawyer that knows exactly how the legal side works, you have a much better chance of getting the compensation you and your family deserve.
