When it comes to owning a vehicle in Illinois, residents have several responsibilities to ensure they operate the automobile legally and safely within the state. One responsibility is to provide routine maintenance to guarantee the vehicle is safe to operate on the road. In addition, the car owner is required to follow the state’s traffic laws to help prevent an accident from occurring that can cause injury to another individual or property. One of the key responsibilities that a car owner will have to legally operate a vehicle in the state is the financial obligation. Residents are required by law to obtain a minimum amount of auto insurance in Illinois to help cover the expenses that can occur when the driver is at-fault in an accident.
State Minimum
While there are various types of insurance coverage available that an auto owner can purchase, they are legally responsible for purchasing liability insurance. This type of coverage guarantees that if the driver is accountable for damages caused by an accident, they will have financial coverage to pay for the injuries or damages that occur. If the incident causes the death or injury of a person, the auto owner will have the state’s minimum $25,000 to help cover the expenses. In addition to $20,000 to cover the cost of any damage caused to another person’s property.
Affordable Insurance is Available to Financially Protect You
Whether you are a new car owner or looking for reasonably priced insurance coverage, Accurate Auto Insurance can help find the right policy for you. If a driver is caught operating a vehicle without the state’s minimum coverage, they risk the chance of expensive legal fees and the danger of losing their licenses for illegally operating a motorized vehicle. Why chance the legal consequences of driving without insurance when an affordable option is available?
