The fear of foreclosure can literally hit too close to home if you miss one or more mortgage payments. Even if your lender has already sent a foreclosure notice, a Glen Ellyn home loan modification lawyer can explain potential options for keeping your home.
Below are a few ways a lawyer can help with your situation.
Help with Complex Paperwork
If you are unfamiliar with the process of modifying a mortgage loan, the load of paperwork can be complex and confusing. A lawyer can make sure the paperwork is completed and filed properly. They will use their legal knowledge to structure your situation in the best possible light.
Help with an Appeal
Typically, you can file an appeal when the loan servicer denies your application. A Glen Ellyn home loan modification lawyer can help with crafting a response that shows the error made in denying the request. Hopefully, this will reverse the denial.
Help with Law Violations by the Loan Servicer
An experienced lawyer can enforce your rights if the loan service fails to comply with federal or state loss mitigation laws. For instance, the service cannot begin foreclosing on your home when you have a pending application.
Getting your home back after the foreclosure is extremely difficult. Therefore, having a lawyer improves your chances of dealing with violations as early as possible.
Get the Legal Help You Can Trust
Foreclosure is a difficult and stressful process that you should not face alone. The Law Office of Covert Marrero Covert LLP has a Glen Ellyn home loan modification lawyer with strategies to help. Contact them to learn more.
