Homeowners insurance is one of the best ways to make sure your house will be covered in the event of accident, damage or disaster. How do you know which type of home insurance in Lake Mary is right for you? Here are three types of homeowners insurance, and why you might need them.
Basic Insurance
Basic property insurance comes in several varieties. It may cover only your dwelling, or it may also provide liability insurance. Are you concerned about the possibility of someone getting hurt on your property through a fall or other accident? If so, you might want to choose a policy that includes liability insurance.
Policies vary widely, so you will want to connect with your insurance agency and carefully check your policy to make sure that it includes everything you want. Some policies will cover your possessions in the event of a break-in or vandalism event. This may be of interest if you are concerned about the possibility of burglary.
Renters Insurance
This type of insurance will cover you if you are a tenant in a home owned by someone else. Renters insurance policies tend to cover your belongings, as well as personal liability for any accidents that may occur.
Extra Weather and Disaster Coverage
General homeowners insurance tends not to cover certain kinds of natural disasters such as floods, earthquakes and hurricanes. Your location and circumstances will likely determine whether or not you need one of these added types of insurance. Do you live near an active fault line, a river prone to flooding, or a coastal region where hurricanes are common? If so, talk to an agency such as The Dawson Company about added insurance for local hazards and disasters.
Guard Your Future With Insurance
As a homeowner, you always hope that your house will remain safe and stable for many years to come. In the event that you do experience disaster or damage, the right home insurance in Lake Mary can help you rebuild your home and life.
