In the state of Minnesota, all accident victims have exactly two years from the day that their accident occurs to file a claim. This includes insurance claims and lawsuits. Any failure to file a claim results in a forfeiture of their right to compensation. If you have filed a claim through the at-fault driver’s insurance carrier and did not receive compensation for your injuries you can hire an Accident Lawyer Brainerd to represent you.
The first thing to understand is that Minnesota is classified as a no-fault state. This implies that all drivers are required to maintain no-fault, liability, and uninsured motorist insurance. The combination of these policies is designed to cover the medical costs and auto repair requirements for any driver who is involved in an automobile accident. The required value for this no-fault insurance is $20,000 for medical costs and $20,000 for any losses of wages. Victims injured due to an uninsured motorist should contact an Accident Lawyer Brainerd for further assistance. However, for liability insurance, the driver must possess $30,000 for each injury with a maximum of $60,000 and $10,000 for property damage. Their uninsured motorist insurance should offer $25,000 per injury with a maximum of $50,000.
This is required to prevent litigation if possible and provide full coverage for the victim’s costs. However, if the victim sustains severe injuries such as loss of limb or disfigurement, then the state will allow them to hire an Accident Lawyer Brainerd to file a lawsuit against the driver. If the driver was guilty of a DUI it is probable to believe that the state will file criminal charges against the driver based on the severity of the victim’s injuries. If a fatality occurs, it is also possible that either the state will charge him or her with manslaughter or vehicular homicide. Minnesota enforces their driving and auto insurance laws to prevent extensive civil cases. However, in some circumstances, it is necessary to file a claim. Severe injuries could lead to a permanent disability for the victim or death. If you were the victim in an automobile accident, you should contact an Accident Lawyer Brainerd to assist you in filing a claim.
